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You don't want to miss this charming, light-filled ranch home! Rockland Road Ranch offers the unique opportunity of a live/work space just minutes from all the best the Western Catskills have to offer. From the front door, you enter into the large and light-filled main living space, which flows seamlessly to the dining area and recently renovated kitchen. Lots of cabinets and counter space give you plenty of room to flex your culinary muscles. Off the main living space you'll find the spacious primary bedroom with large en suite bath and walk-in closet. Its location at the far end of the house, away from the other bedrooms affords some additional privacy. The two additional bedrooms sit at the far end of the hall. Both offer great light and ample closet space, and one even boasts an en suite half bath. An additional full bath was recently renovated and completes the first floor of the main house. The lower level of the home had previously been partially finished, including a game room, lounge area with stone fireplace and a flex room. These spaces will need a bit of updating, but have loads of potential! There is also a laundry room, root cellar and a large unfinished storage space. An extensive waterproofing system exists to help keep out the elements. Back at ground level, the home features a separate work space with its own exterior entrance, as well as access to the main house. The space has its own half bathroom and could lend itself to any number of business ventures. A large and inviting deck beckons for watching summer sunsets behind the Catskill Mountains. The large yard offers plenty of opportunity for gardening and recreation. An attached shed provides room for all your outdoor gear, and an additional space above, currently only accessible by ladder, could make a fun hangout space with a little vision!Updates within the last few years include a new roof, updated kitchen, seamless gutters, windows and renovated bathrooms. Solar panels are owned and transfer with the sale of the home. Roscoe's is home to many local favorites, including the popular watering hole The Junction, handmade pasta at Northern Farmhouse Pasta, local brewers and distillers Roscoe Brewery and Do Good Spirits, and the always tempting vintage purveyor Taylor and Ace. 15 minutes from Livingston Manor, 20 minutes to Callicoon and just 2. 5 hours from the GWB. The home is located in a flood plain; the seller currently pays $1, 938 a year for flood insurance.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,551 | $1,571 | $2,002 |
Total Monthly Payment | $2,114 | $2,134 | $2,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.