Take a look at this wonderfully designed, ranch style home nestled peacefully in a country setting on a paved back road in central Vermont, located at 455 Powder Springs Rd Groton, VT. Including three well sized bedrooms and two full bathrooms, a large open concept kitchen, dining room, and living room, as well as a beautifully crafted sunroom overlooking the large 2. 1-acre parcel of land with rolling fields and a stunning mountain view. Constructed in 2000, this home was well built and thoughtfully crafted. Single level living at its finest. Well maintained and carefully considered, keeping many desirable amenities in mind including a whole house backup generator, central heat and air conditioning throughout, oversized heated garage with three garage doors for parking under cover and easy access for toys or other equipment, private septic and a drilled well, as well as additional storage space below the sunroom with a locking garage door for additional toys or equipment. The home also includes a large walk out basement, with potential to finish and add additional living space. The property has been modified to accommodate handicapped access/living as well. The previous owner has left no stone unturned and has been meticulously maintaining this property since the day it was built. Do not let this amazing opportunity pass you by. Option to purchase the 15-acre abutting parcel is available as well, please see MLS #4979463
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,665 |
Total Monthly Payment | $2,231 | $2,175 | $2,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.