NEW CONSTRUCTION! Customize your dream home in Montville! Brand new custom built colonial on over 1. 5 acres with stunning mountain views. House set back 100 feet from the road leaving plenty of space for a massive wooded private backyard. 6 bedrooms, 4. 5 bathrooms, 2 car garage, plenty of privacy in one of NJ's most sought after towns. Pick out all your own finishes to make this home yours! Enter grand double story entry, great room with fireplace, formal living room, formal dining room, guest suite with reading bench, and a 2nd bedroom/study with closet plus a full bath. Large kitchen with center island, cozy breakfast area with exit to patio, walk in pantry and powder room. 9 foot ceilings first and second floor 8 ft ceilings basement. Second floor offers luxurious primary bedroom with walk in closet and full bath. 3 additional, 2 full bathrooms, laundry room & bonus room. Full walkout basement, Taxes not assessed, Aug 2024 delivery.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,999 | $1,039,999 | $1,039,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,403 | $6,919 | $9,203 |
Total Monthly Payment | $6,528 | $7,044 | $9,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.