1090 N Stoney POINT, Crystal River, FL, 34429 | $729,000

WATERFRONT CRYSTAL RIVER GEM! PRIVATE DOCK with DIRECT River and Gulf ACCESS! Close to town, but out of city limits! Thriving SHORT TERM RENTAL! VRBO Allowed! Check out this GORGEOUS, Move-in Ready, 3 bedroom, 3 bath, 1 car garage PLUS carport perfectly situated on a freshwater canal giving direct access to the historically famous King's Bay, King's Springs, Hunter Springs, 3 Sister Springs, and the Gulf of Mexico! This meticulously kept home features an open floor plan, newly remodeled kitchen, updated bathrooms, new interior doors, and new tile flooring throughout! The beautiful and spacious Kitchen boasts wooden cabinetry, matching stainless-steel appliances, L- shaped kitchen island with stool seating and cabinet storage, pendant lighting, and brand-new subway tile backsplash! Metal Reroof in 2019! See fish, manatees, dolphins and a plethora of wildlife in your own backyard! Bundle up after a dip in the refreshing Springs next to the Cozy Brick woodburning fireplace! Or Host your family and friends for a backyard BBQ while you fish from the floating dock. Watch the sunsets every night from the Florida room, or take the kayaks out to explore! The (grandfathered in) cut in boat slip is ready for your boat! Outdoor shed with kayak storage conveys! Centrally located - Go North for Cedar Key, Gainesville, and Ocala areas or Head South to Tampa, Clearwater, and St. Pete areas. Now’s the perfect chance to own your own slice of Heaven- whether it's for you or as a VRBO investment. If you love the Fishing, Scalloping, Boating, Kayaking, waterfront living lifestyle- This offers it ALL! Enjoy Florida paradise living at its finest!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: In Garage
  • Year Built: 1980
  • Garage: 1-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,650
  • Acreage: 0.18
  • Est. Taxes: $7,111
  • Elem. School: Crystal River Primary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: W7861519
  • Days on Market: 84 days
  • Website: https://www.raveis.com
    /prop/W7861519/1090nstoneypoint_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2024 1:47:08 PM)
Listing courtesy of HOME LAND REAL ESTATE INC   Phone: 352-556-0909

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1090 N Stoney POINT, Crystal River, FL, 34429

$729,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,200 $583,200 $583,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $593 $593 $593
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,028 $3,876 $5,000
Total Monthly Payment $4,713 $4,561 $5,685

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.