WELCOME TO YOUR LOVELY & DESIRABLE MAINTENANCE FREE HOME! This updated & exceptionally well cared for Haddington floor plan unit is in a lovely & serene area of Kings Point with a golf course view and peaceful open green space that makes a perfect place to sit & sip your coffee while you contemplate & plan your day. When you enter this charmer, you will be struck by its curb appeal and love the “WOW” factor of the bright & open living/dining room, centrally located kitchen, neutral color scheme, transom windows that provide plenty of natural light, plantation shutters, upgraded fans & fixtures, & tile flooring throughout the main living area. The kitchen boasts wood grain cabinets, exquisite granite countertops, breakfast bar with attractive pendant lighting, and newer stainless-steel appliances. The primary bedroom has walk in closet and leads to your ensuite bath, this unit has “form & function” giving you more time for to enjoy social activities, clubs, or participate in any of the many recreational pursuits that may be of interest and help keep you fit. Another great feature of this home is the spacious enclosed rear lanai that provides an abundance of windows for basking in the sunlight or enjoying warm seasonal breezes; reminding you of why you live in Florida. The inside laundry room has cabinets for additional storage and handy utility sink and leads you to your 2-car garage providing you with extra storage space. UPGRADES: Energy efficient window & doors sunroom, whole house surge protector, natural gas range, water heater, dryer. Because this home has the ideal amount of space to live comfortably, you will not be overwhelmed with chores or home maintenance; allowing more time to spend with family & friends as you engage in all the fun Kings Point Happenings. Your condo fees include internet/cable, water, pest management, outside maintenance, & depending on the KP maintenance plan, all inside maintenance can be cared for too…truly stress-free living. Kings Point is a highly sought after active 55+ golf & golf cart community which offers a North & South Clubhouse, resort style pools/spas, fitness center, restaurant, bar & café, a huge array of arts, crafts, clubs, and an array of indoor & outdoor sports with exceptional Pickleball courts. Whether you visit their spectacular Clubhouse, dine at their tasty restaurant, or quench your thirst in their friendly bar you will love socializing & making new friends! Start living & loving Retirement & Kings Point Living. Kings Point is close to beaches, shopping, & big city activities & entertainment. Don't wait, schedule your showing…You don’t want to miss your opportunity to call this lovely gem home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,427 | $1,445 | $1,842 |
Total Monthly Payment | $1,779 | $1,797 | $2,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.