Presented byMelissa McNamara |
Your dream home awaits in Middletown, NY! This charming corner-lot property not only offers a great NYC commute but is also currently income-producing with both units rented. Imagine the possibilities maintain it as a fantastic investment with dual rental income, or seize the chance to restore its original splendor by converting it back to a single-family home. The first-floor unit boasts 1 bedroom and a spacious bonus room with 1 bathroom, while the second floor features 2 bedrooms and 1 full bath. And let's not forget the small but cozy yard perfect for enjoying the outdoors! Don't miss out on the opportunity to make this Victorian gem yours. Schedule your showings today and step into the charm of a 2-family home with endless potential!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 781.470.9503
Melissa.McNamara@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $444 | $444 | $444 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,072 | $1,994 | $2,572 |
Total Monthly Payment | $2,591 | $2,513 | $3,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.