10 Teahouse Lane, Ridgefield (North Ridgefield), CT, 06877 | $1,880,000

Welcome Home to 10 Teahouse Lane! Spectacular home on sought-after cul-de-sac w/pristine 2. 31 acre property! Exquisite outdoor space w/ extensive patio and entertaining area plus stunning Gunite pool w/ grotto, waterfall & spa. Classic Colonial lines immediately wow w/ beautiful foyer offering front-to-back views of the yard beyond. 10ft ceilings flow throughout the main level, as do hardwood floors & large windows offering plenty of natural light. The moldings, paneling & tray ceilings show impeccable attention to detail, and rooms are perfectly proportioned for modern living. 3 gas fireplaces in living room, family room & primary suite. In addition to living & family rooms, the main floor includes a distinguished cherry wood paneled office, formal dining room, breakfast room w/views of pool & patio, and chef's kitchen w/prof stainless steel appliances incl 2 ovens, wine fridge & gas cooktop, granite counters, beautiful cabinetry and large island. A convenient mudroom offers access to the 4-car garage, and there are 2 powder rooms. Upstairs, the primary suite incl sitting area + 2 walk-in closets! The primary bath features shower, soaking tub & double sinks. The upper level rounds out with additional 4 BRs and 3 full bathrooms, plus a large bonus room! Features incl abundant storage in the walk-up attic and/or full basement, solar panels (lease to be assumed by new owner), generator, and fabulous commute locale, close to schools plus quick zip to town center. Welcome Home!

Features

  • Town: Ridgefield
  • Rooms: 12
  • Bedrooms: 5
  • Baths: 4 full / 2 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 2001
  • Garage: 4-car Attached Garage
  • Heating: Hydro Air,Solar
  • Cooling: Central Air
  • Basement: Full,Unfinished
  • Above Grade Approx. Sq. Feet: 6,217
  • Acreage: 2.31
  • Est. Taxes: $28,244
  • Lot Desc: On Cul-De-Sac,Level Lot,Fence - Partial,Professionally Landscaped
  • Elem. School: Barlow Mountain
  • Middle School: Scotts Ridge
  • High School: Ridgefield
  • Pool: In Ground Pool,Spa,Slide,Safety Fence,Gunite
  • Appliances: Gas Cooktop,Wall Oven,Range Hood,Refrigerator,Freezer,Dishwasher
  • MLS#: 170617874
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /eprop/170617874/10teahouselane_ridgefield_ct?source=qrflyer
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Listing courtesy of Houlihan Lawrence

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor15.3X13.1Upper
Bedroom 2 Hardwood Floor15.3X13.1Upper
Bedroom 3 Hardwood Floor15.3X13.1Upper
Bedroom 4 Hardwood Floor15.3X13.1Upper
Bedroom 5 Hardwood Floor15.3X13.1Upper
Bedroom 6 Hardwood Floor15.3X13.1Upper
Bedroom 7 Hardwood Floor15.3X13.1Upper
Bedroom 8 Hardwood Floor15.3X13.1Upper
Bedroom 9 Hardwood Floor15.3X13.1Upper
Bedroom 10 Hardwood Floor15.3X13.1Upper
Bedroom 11 Hardwood Floor15.3X13.1Upper
Bedroom 12 Hardwood Floor15.3X13.1Upper
Bedroom 13 Hardwood Floor15.3X13.1Upper
Bedroom 14 Hardwood Floor15.3X13.1Upper
Bedroom 15 Hardwood Floor15.3X13.1Upper
Bedroom 16 Hardwood Floor15.3X13.1Upper
Bedroom 17 Hardwood Floor16.3X15.3Upper
Bedroom 18 Hardwood Floor16.3X15.3Upper
Bedroom 19 Hardwood Floor16.3X15.3Upper
Bedroom 20 Hardwood Floor16.3X15.3Upper
Bedroom 21 Hardwood Floor16.3X15.3Upper
Bedroom 22 Hardwood Floor16.3X15.3Upper
Bedroom 23 Hardwood Floor16.3X15.3Upper
Bedroom 24 Hardwood Floor16.3X15.3Upper
Bedroom 25 Hardwood Floor16.3X15.3Upper
Bedroom 26 Hardwood Floor16.3X15.3Upper
Bedroom 27 Hardwood Floor16.3X15.3Upper
Bedroom 28 Hardwood Floor16.3X15.3Upper
Bedroom 29 Hardwood Floor16.3X15.3Upper
Bedroom 30 Hardwood Floor16.3X15.3Upper
Bedroom 31 Hardwood Floor16.3X15.3Upper
Bedroom 32 Hardwood Floor16.3X15.3Upper
Bedroom 33 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 34 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 35 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 36 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 37 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 38 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 39 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 40 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 41 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 42 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 43 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 44 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 45 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 46 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 47 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 48 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 49 Full Bath,Walk-In Closet,Hardwood Floor15.5X15.3Upper
Bedroom 50 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 51 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 52 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 53 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 54 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 55 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 56 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 57 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 58 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 59 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 60 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 61 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 62 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 63 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 64 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 65 Full Bath,Hardwood Floor15.11X14.5Upper
Bedroom 66 Full Bath,Hardwood Floor15.11X14.5Upper
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Dining Room 9 ft+ Ceilings,Hardwood Floor16.5X15.2Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Family Room 9 ft+ Ceilings,Fireplace,Hardwood Floor28.2X21.4Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Kitchen 9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor24.9X14Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Living Room 9 ft+ Ceilings,Hardwood Floor20.8X115Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Office Bay/Bow Window,9 ft+ Ceilings,Built-Ins,French Doors,Hardwood Floor16.1X15Main
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Primary Bedroom Ceiling Fan,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor28.2X21.4Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Rec/Play Room Built-Ins,Wall/Wall Carpet24X22.6Upper
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main
Sun Room 9 ft+ Ceilings,French Doors,Vinyl Floor13.7X13.7Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

10 Teahouse Lane, Ridgefield (North Ridgefield), CT, 06877

$1,880,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,504,000 $1,504,000 $1,504,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.430% 7.014% 6.790%
Monthly Tax Payment $2,354 $2,354 $2,354
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,138 $9,880 $13,205
Total Monthly Payment $11,617 $12,359 $15,684

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.