Under contract-accepting backup offers. Indulge in the perfect blend of nature and comfort with this enchanting Creole plantation raised-cottage style home in Crystal River. Nestled on 5. 36 secluded acres, this three-bedroom, two-and-a-half-bathroom residence offers an idyllic retreat just 1. 5 miles from the stunning Kings Bay. Discover the joys of outdoor living with a fire pit for cool evenings and a spacious screened front porch to bask in the tranquility of your surroundings. Wildlife enthusiasts will delight in frequent visits from deer, turkey, and hogs, creating a natural spectacle on your own slice of paradise. Enjoy the proximity to the beach and Hunter Springs, creating endless opportunities for relaxation and recreation. Two decks, a private gazebo, and a meticulously landscaped property provide a picturesque backdrop for entertaining or simply unwinding in solitude. Additional storage sheds and a separate carport ensure ample space for all your belongings. Embrace the freedom of living without the constraints of an HOA, allowing you to personalize your space to your heart's content. Step inside to discover a home adorned with practicality and style. Revel in the absence of carpet, relish in the luxury of newer appliances, and rest easy under the shelter of a 2021 metal roof. The 2023 AC system and new hot water heater promise modern comforts, making this residence a haven of both charm and functionality. Seize the opportunity to call this secluded haven yours—a captivating retreat where the allure of nature meets the comforts of home. Embrace the unique lifestyle offered by this Crystal River gem, perfectly situated near Kings Bay and surrounded by the breathtaking beauty of Florida's Gulf Coast.
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Our Executive Mortgage Banker:
Our Insurance Division:
$534,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $427,920 | $427,920 | $427,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,956 | $2,844 | $3,669 |
Total Monthly Payment | $3,476 | $3,364 | $4,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.