Nestled on West Mountain at 800'elevation is this custom built cedar home with the secluded setting you dream of having in your Vermont Dream home! Originally built in 05/06 the later addition was done in 2010. The Cathedral ceiling in the living room with south facing "room sized" windows is breathtaking! First floor bedroom with custom shower and bathroom completed in 2023. Family room/den could be another first floor bedroom option. The spacious kitchen has a custom built maple countertop new this fall. The other countertops are concrete and custom cabinets with wood hand made inlay backsplash. Dining room opens to large back deck all taking in the southerly views with large windows. Breakfast nook and full bathroom for guests finish the main level. Upstairs the open vaulted ceiling for office area, plus 3 bedrooms, a full bathroom and laundry room plus the grand primary bedroom with large window letting in passive solar heat and view, walk in closet, and primary bathroom with large soaking tub, double vanity and custom shower. Full Basement with a workshop, storage and walk out as well as the mudroom and utility area. Large attached 2 car garage. Energy efficient with radiant heat from a Buderus boiler with propane. 2 drilled wells on site, original and newer one. Oversized septic 1500 gal tank with mound system. Most of the acreage is wooded and mountain. Freshly painted and ready to move in!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,411 | $3,323 | $4,287 |
Total Monthly Payment | $4,021 | $3,933 | $4,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.