ONCE IN A LIFE TIME OPPORTUNITY! This rare property comes with property across the street totaling 1. 28 acres! A Home with true privacy and beautiful wildlife. Enjoy the geese, swans, ducks, fishing and kayaking. The lake freezes over for ice skating in winters. North shore beaches are about 10 minutes away. The main house has a very large backyard possible for subdivision/New build. There is a brand new kitchen with all updated appliances. New flooring throughout the home, vaulted ceilings, all new bathrooms and a 2 car detached garage. There's a large storage area above the garage possible for 1 bedroom apartment build. There is a separate entrance for basement and 200 amp electrical panel. The boiler, oil tank and hot water heater are new, dedicated home office space and 2 second floor balconies. Large master suite with walk in closet and this lake house sits on a sprawling 1. 28 acres of land! This property is very rare and a must see!! Low taxes. *** 20K credit with contractor to finish the house to the buyers liking***
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $1,034 | $1,034 | $1,034 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,428 | $4,785 | $6,364 |
Total Monthly Payment | $5,554 | $5,911 | $7,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.