This inviting, updated home in the gated community of Creekside Preserve offers a split bedroom floorplan with 3 bedrooms and 2 bathrooms. A few highlights of this home include a brand new 2023 HVAC system, all new light fixtures and ceiling fans throughout, fresh neutral interior paint throughout, newer dual pane windows, bamboo floors, and newer French doors installed in the den/office room which is currently being used as the 3rd bedroom. Upon arrival, the screened and covered front porch offers a nice seating area while also providing an ideal space for welcoming guests or providing shelter for deliveries. Once inside, the wide foyer and entry hallway leads to the heart of this home where the thoughtfully designed central kitchen overlooks the living and dining area, and includes a large pantry closet, a stylish tile backsplash seamlessly integrated with the surrounding hardwood cabinetry, new recessed LED lighting, and stainless steel appliances. The primary bedroom suite is split from the additional bedrooms and features a large primary bathroom with a lengthy vanity boasting upgraded light fixtures, an oversized tile walk in shower, and a spacious walk in closet. The living space extends to the outdoors, where a screened and covered back lanai beckons for moments of relaxation and outdoor entertainment. This private oasis is the perfect retreat to unwind or entertain guests, sheltered from the elements. Other features include an attached 2 car garage, new kitchen cabinet hardware, upgraded door handles and door hinges thoughtfully chosen to match the freshly painted black interior doors, concrete landscape curbing at the front and rear of the home, exterior painting completed 3 years ago, a brand new 2023 garbage disposal, Levalor blinds installed 2 years ago, and the washer/dryer and refrigerator all replaced within 3 years. The Creekside Preserve community is a gated community within the growing Parrish area featuring a fenced playground, basketball court, and regular community events such as food trucks, book swaps, and kids’ craft days all organized by the community’s voluntary social group. The community is also located right off US-301, conveniently close to two Publix locations, the Ellenton Outlets, the new Parrish Community High School, access to both the Fort Hamer bridge and I-75 to cross the Manatee River, as well as many up-and-coming dining and entertainment options. All of this situated in a central location between Tampa, St. Petersburg, Lakewood Ranch and Sarasota.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,049 | $2,611 |
Total Monthly Payment | $2,282 | $2,308 | $2,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.