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When you cross the wide plank floors of 10 Milk, you are walking where over two centuries of history have unfolded. Built in 1788 by James Pinkham, this home was purchased two years later by the renowned "Bonesetter" Zaccheus Macy, a physician, boatbuilder and only person of his generation on island who spoke the Wampanoag language. Carefully preserved in a historically sensitive restoration, this timeless and elegant Federal style residence offers six bedrooms and 5. 5 baths, and is one of the few intact historic homes in excellent condition, featuring original wood floors, interior doors with transom lights and six working fireplaces. Few homes on the Nantucket Preservation Trust registry are as large or infused with natural light. The elegance of the home is immediately apparent upon entering the well proportioned entry hall and wide stairway leading to a seating area on the upper landing. The formal living and dining rooms are balanced by a cozy book lined sitting room and spacious dine-in kitchen with French doors opening to a broad deck which overlooks a delightfully landscaped garden, completely hidden from the street. Also on the first floor is a powder room, walk through bar and two guest rooms with one full bath. The second floor features the light infused primary suite with private bath and walk-in closet, and three more bedrooms and two full baths. The third floor is a fully finished spacious and delightful room for sleep, work and play, also with a full bath. A drive-in full basement, adjacent to the outdoor two car parking area, has room for a boat or automobile. 10 Milk Street is an authentic treasure exemplifying the wonderful combination of historic elegance with modern conveniences, including central air conditioning, and is just moments to the historic downtown and is a mere block away from the open fields at the end of New Dollar Lane. Excluded from the sale - dining room chandelier and front door knocker.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$5,995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $4,796,000 | $4,796,000 | $4,796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.229% | 6.486% | 6.307% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $27,608 | $29,921 | $40,796 |
Total Monthly Payment | $27,733 | $30,046 | $40,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.