Terrific opportunity to move into the well established neighborhood of Crosby Hill East. This Ranch style home boasts plenty of space, plus in-law potential in walk-out lower level. The main floor offers 3 bedrooms and 2 full baths, a front to back living room, gas fireplace and wood flooring. Kitchen has Island, pantry, dining area to deck and direct access to oversized one car garage. Walk up attic has huge amount of storage space plus potential for expansion. The partly finished lower level has 3 egresses, full bath and another full bath plumbed and ready to complete. 3 more versatile rooms are ready for your decorating touches! Lower level square footage is not included in finished space. Solar panels, central air and gas hot water heat allow affordable comfort! Close to highway, beaches, golf and shopping! Buyers and Buyers Agents should verify taxes and room dimensions.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Carpet | 13 x 14 | First |
Bedroom 3 | 12 x 14 | First | |
Dining Room | 11 x 12 | ||
Kitchen | 12 x 13 | ||
Living Room | Fireplace(s): Gas,Flooring: Wood | 14 x 26 | First |
Master Bedroom | Flooring: Carpet | 13 x 14 | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,520 | $3,476 | $4,424 |
Total Monthly Payment | $3,895 | $3,851 | $4,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.