Presented byRalph Secino |
FEATURES - Central Air, - Solar Panels - Privacy Fence - Large Rear Patio - Wrap-Around Front Porch/Trex Decking - Copper Sink/Clawfoot Tub - Anderson Windows/Levolor Treatments Did you hear that? That is the sound of opportunity knocking! 485-487 Worthington Ridge in Berlin, CT, is ready for a new owner. Recognized by the town as a two-family home (currently used as one-family with a potential in-law/guest area, (although it's a 2 family being utilized as a single family) this home has it all. It has been redesigned and gutted with replacement of wood, insulation, sheet-rock, electrical, plumbing, installation of Anderson windows, doors, flooring, roofing, gutter guards, paving of driveway, privacy fence, patio, stock tank pool, patio etc. It features a front wraparound porch with drink railing to enjoy the sunsets. Both floors have full kitchens, laundry, bath, and separate entrances. The upstairs living room consists of a widow's peak and vaulted ceiling. A spiral staircase leads to the loft which can be used as a playroom or storage area. This home is conveniently located in central Connecticut, halfway between NYC and Boston, with access to all major highways and businesses.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$507,500
Sales Vice President
William Raveis Real Estate
Phone: 508.776.3323
Ralph.Secino@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $406,000 | $406,000 | $406,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $628 | $628 | $628 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,804 | $2,698 | $3,481 |
Total Monthly Payment | $3,524 | $3,418 | $4,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.