The iconic stone mill on Sill Lane is not only a centerpiece of the town’s history and architecture, but also featured in prominent works of art. Built in the early 1800’s, the Oliver Lay House on Upper Mill Pond is often depicted in paintings found in books and museums. The mill was fully operational up until the 1950’s at which time it was converted into a private residence. This unique property situated along a tributary of the CT river was purposefully built by the damn and pond which creates a backdrop that will delight any nature lover. With over 5, 000 sf of living space this home features 4 bedrooms, 4. 5 bathrooms, 4 fireplaces along with a garden level living area nestled along the banks of the waterfall. From the main entrance you are greeted by a 2 story grand foyer featuring a wrap around balcony walkway on the 2nd floor that is open to below. With 9’ ceilings throughout, the first floor features an expansive formal living room, formal dining room, ? bathroom and kitchen with a den perfect for reading or informal dining. Upstairs you will find 4 generously sized bedrooms all with attached or private bathrooms. With it’s picturesque landscape setting and historical significance, the mill on Sill Lane is a unique offering that will not disappoint. This is a rare opportunity to own a home that is not only a nature lover’s paradise and a piece of history, but also a living piece of art.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Full Bath,Hardwood Floor | 15.4X9.3 | Upper |
Bedroom 2 | 9 ft+ Ceilings,Hardwood Floor,Jack & Jill Bath | 17.9X11.1 | Upper |
Bedroom 3 | 9 ft+ Ceilings,Fireplace,Jack & Jill Bath,Wall/Wall Carpet | 24.2X17.1 | Upper |
Den | 2 Story Window(s),9 ft+ Ceilings,Bay/Bow Window,Breakfast Bar,Built-In Hutch,Vinyl Floor | 10X21.1 | Main |
Family Room | Fireplace,Sliders,Wall/Wall Carpet | 15.4X23.2 | Lower |
Formal Dining Room | 9 ft+ Ceilings,Hardwood Floor | 25.3X11.5 | Main |
Kitchen | 9 ft+ Ceilings,Vinyl Floor | 11.3X21.8 | Main |
Living Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | 24.2X36 | Main |
Other | 13.3X17 | Lower | |
Primary Bedroom | 9 ft+ Ceilings,Fireplace,Full Bath,Hardwood Floor | 24.2X17.8 | Upper |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $878 | $878 | $878 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,772 | $5,163 | $6,934 |
Total Monthly Payment | $5,742 | $6,133 | $7,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.