HIDDEN GEM of a property! Lovely 3 bedroom, 2 bath Cape style home on the marsh of Little Bay and located within the developed waterfront area known as "Knollmere". Beautiful views and excellent water access for water activities. Included with the sale of this year round home, are an additional four parcels of land, one of which is an ISLAND in Little Bay. Please see the Map in "photos" identifying the five parcels (3-1 thru 3-5 see photos). This is an exceptional opportunity to own a portion of this very special waterfront/water view neighborhood. (*This property could also be combined with two nearby Listings (MLS # 73088182 & 73088272) creating an aggregated 246 acres. )
Type | Description | Level |
---|---|---|
Bedroom 2 | Second | |
Bedroom 3 | Second | |
Kitchen | Dining Area, Open Floorplan | First |
Living Room | Cathedral Ceiling(s) | First |
Master Bedroom | First |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $478 | $478 | $478 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,235 | $6,745 | $9,060 |
Total Monthly Payment | $6,838 | $7,348 | $9,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.