Photo of Jim Schmidt

VP, Mortgage Banker

Picture of Jim Schmidt

Cell Phone: 617.543.7347
Jim.Schmidt@raveis.com
NMLS Mortgage Loan Originator ID 20171

Licensed in: MA, NH, RI, FL
Territory Covered:
Lexington
Concord
Sudbury
Newton

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About Jim Schmidt

Testimonials

"As a Realtor, I recently had the pleasure of working with Jim Schmidt on the sale of a condo where one entity owned a large percent of the condos in the complex. This adds another dimension to the underwriting and not all mortgage programs will lend in this situation. I was extremely impressed with Jim's professionalism and expertise. His attention to detail and commitment to ensuring a smooth process made all the difference in being able to close on time I highly recommend Jim to anyone in need of mortgage services."
Heather Tavolieri, Realtor (Sudbury Office)

"I have absolutely nothing but positive things to say about how easy you all made this entire process! As first time homebuyer and buying by myself the idea is incredibly nerve wracking but you all made the entire process as easy as possible! Will highly recommend to others. A true pleasure working with you all. Thank you! - Sarah Shaughnessey"
Sarah Shaughnessey

"Jim is the most thoughtful and helpful mortgage professional I have had the pleasure to work with. As a realtor, I consider my mortgage broker as a key partner in helping clients find the best way to afford a new home. Jim is always on top of the latest mortgage programs and creative solutions to make a home affordable. His experience, attention to detail, and responsiveness ensures transactions go smoothly. I highly recommend Jim to anyone in need of mortgage services."
Edward Weisberg, REALTOR (Sudbury, MA | William Raveis)

"I have been a licensed Realtor for the past 17 years. I have worked with many mortgage lenders and brokers, but never anyone quite like Jim. Jim is a consumate professional, has a keen attention to detail and is great with communication. My goal for every client I work with is to provide a smooth and stress-free experience. I can always count on Jim for making that happen. Not only is he good at what he does...he is a warm, welcoming and wonderful human being. Always a pleasure working with Jim and I know every client who works with him is in good hands and will feel the same way."
Heather Manero, REALTOR (Concord, MA | William Raveis)

"Jim Schmidt and team were tremendous!
"
M Jacobs (Norwood)

"My wife and I have re-financed a few times over the years and Jim Schmidt has handled the process every time. We liked him so much we didn't bother looking for anybody else. Jim is a true professional who makes you feel comfortable throughout the loan process. He explains the process and is very responsive with any questions or concerns you may have throughout the entire process. My wife and I highly recommend Jim. You will NOT be disappointed."
Brian (Milford, MA)

"Very Helpful
We used Jim when we bought our first house and have since used him twice to refinance. He was so helpful in every way possible. He was always prompt with answers to our questions and available at any time of the day.
"
Aimee (Norwood, MA)

"I highly recommend Jim Schmidt
After my son bought his first home with Jim as his loan advisor and was very happy with Jim's advice and assistance, I called him to help with my refinance. Jim called me when the time was right and got my application going with the process. Jim is very professional and knowledgeable in the real estate world. He helped me get my mortgage refinance at a reduced interest rate and made the whole process much easier and faster. Thank you, Jim!!!
"
Mike C (Lowell, MA)

"
Highly Recommend
We were very lucky to have connected with Jim. He was recommended by our real estate agent. He worked hard in a very tough buyers market. He was with us every step of the way, often working on weekends, from writing preapproval letters for each offer to helping recommend professionals that we needed along the way, to closing the loan in an incredibly short time (as needed for this market). I would give him my highest recommendation.
"
Vlad (Tewksbury, MA)

"True professional
Jim was a pleasure to work with. He responded immediately when we first reached out and always followed up timely and as promised. He made sure he got us the best rate we could get and had everything ready for closing. He even answered calls while on vacation, thank you Jim!
"
Stephanie (Lancaster, MA)

"True professional
Jim was a pleasure to work with. He responded immediately when we first reached out and always followed up timely and as promised. He made sure he got us the best rate we could get and had everything ready for closing. He even answered calls while on vacation, thank you Jim!
"
Dawn (Plymouth, MA)

"Thanks
This is the third time that Jim has shepherded us through the refinancing process. He is friendly, knowledgeable, and very responsive. He always got back to us promptly when we needed help or advice.
"
Richard W (Arlington, MA)

"Knowledgeable & Great Service
I?ve worked with Jim many times over the last 20 years. He always has insight to which loan best fits my needs. Excellent rates, great service, honesty. You won?t be disappointed. Worked with him when my credit wasn?t so good and most recently when it was better. He?s always layered out all my options.
"
Tommy D (Walpole, MA)

"Knowledgeable & Great Service
I?ve worked with Jim many times over the last 20 years. He always has insight to which loan best fits my needs. Excellent rates, great service, honesty. You won?t be disappointed. Worked with him when my credit wasn?t so good and most recently when it was better. He?s always layered out all my options.
"
William (Lynnfield, MA)

"This was our second time working with Jim. On both occasions, home purchase and refinance, Jim was extremely helpful, and remained involved with us throughout the entire process. When we hit a glitch with refinancing our mortgage, due to self employment, Jim was there to help move things along. Jim coordinated with other colleagues so that our home refinance was completed in a quick and efficient manner."
Caitlyn (Bellingham, MA)

"Highly Recommend
Jim was recommended to us after we had been unhappy dealing with a previous lender. Working with Jim was the best decision we made. The process was very smooth, and as first time home buyers, Jim was very patient and responded to questions quickly. He was very open and up front about the costs/rate, and I was surprised with how low our closing costs ended up being. Overall, I highly recommend Jim.
"
Melissa (Brookline, MA)

"Perfect Experience
Jim Schmidt provided an excellent service for us. He was timely, professional, and knowledgeable. We had an incredibly fast close and Jim pulled it off!
"
G Johnson (1/3/2021)

"Phenomenal experience
Jim is a very helpful and attentive professional. He explained all of the options and stayed on top of the transaction from start to finish. Jim and his team were excellent!
"
Robin (Plymouth, MA)

"Very happy
Jim has worked with us for over a year, guiding us expertly through the process. This is our first home buying process together and he is a patient teacher.
"
Joe and Jen (Walpole, MA)

"Great Experience working with Jim and his Team.
We got our Refinancing and New home loan mortgage with Jim. Jim is really easy to talk with and has been patient with our questions, guiding us through the entire process. He was quick to respond to our queries whether by email, text or phone, even on weekends. During COVID times, the online process was hassle-free and we would definitely reach out to him for our future home financing needs.
"
Riten (Lexington, MA)

"First time home buyer
Jim helped my fiance and me with the financial piece of purchasing our first home. He was very helpful during the process and made sure we knew what we were getting ourselves into! Jim was always responsive to answering our questions. He also helped us determine how much we could afford and what we wanted to afford. The whole process was smooth thanks to Jim! I cannot recommend him enough.
"
Anne MArie (Shrewsbury, MA)

"AMAZING LENDER
Jim is wonderful at communication. The process was easy and I really liked having an electronic system. Jim was so good about walking us through each step and reviewing all options. In the end, we received the best options for us. It was the best process we have ever had with a lender and we have several."
Lauren (Attleboro)

"William Raveis Mortgage one of the best, if he?s not the best, they have an excellent team very knowledgeable and communicative. I strongly recommend everyone to reach out to Jim in the process of buying a home.
"
J Touze

  • As a Realtor, I recently had the pleasure of working with Jim Schmidt on the sale of a condo where one entity owned a large percent of the condos in the complex. This adds another dimension to the underwriting and not all mortgage programs will lend in this situation. I was extremely impressed with ... Heather Tavolieri, Realtor (Sudbury Office)

  • I have absolutely nothing but positive things to say about how easy you all made this entire process! As first time homebuyer and buying by myself the idea is incredibly nerve wracking but you all made the entire process as easy as possible! Will highly recommend to others. A true pleasure working w... Sarah Shaughnessey

  • Jim is the most thoughtful and helpful mortgage professional I have had the pleasure to work with. As a realtor, I consider my mortgage broker as a key partner in helping clients find the best way to afford a new home. Jim is always on top of the latest mortgage programs and creative solutions to ... Edward Weisberg, REALTOR (Sudbury, MA | William Raveis)

  • I have been a licensed Realtor for the past 17 years. I have worked with many mortgage lenders and brokers, but never anyone quite like Jim. Jim is a consumate professional, has a keen attention to detail and is great with communication. My goal for every client I work with is to provide a smooth ... Heather Manero, REALTOR (Concord, MA | William Raveis)

  • Jim Schmidt and team were tremendous! M Jacobs (Norwood)

  • My wife and I have re-financed a few times over the years and Jim Schmidt has handled the process every time. We liked him so much we didn't bother looking for anybody else. Jim is a true professional who makes you feel comfortable throughout the loan process. He explains the process and is very res... Brian (Milford, MA)

  • Very Helpful We used Jim when we bought our first house and have since used him twice to refinance. He was so helpful in every way possible. He was always prompt with answers to our questions and available at any time of the day. Aimee (Norwood, MA)

  • I highly recommend Jim Schmidt After my son bought his first home with Jim as his loan advisor and was very happy with Jim's advice and assistance, I called him to help with my refinance. Jim called me when the time was right and got my application going with the process. Jim is very professional a... Mike C (Lowell, MA)

  • Highly Recommend We were very lucky to have connected with Jim. He was recommended by our real estate agent. He worked hard in a very tough buyers market. He was with us every step of the way, often working on weekends, from writing preapproval letters for each offer to helping recommend professi... Vlad (Tewksbury, MA)

  • True professional Jim was a pleasure to work with. He responded immediately when we first reached out and always followed up timely and as promised. He made sure he got us the best rate we could get and had everything ready for closing. He even answered calls while on vacation, thank you Jim! Stephanie (Lancaster, MA)

  • True professional Jim was a pleasure to work with. He responded immediately when we first reached out and always followed up timely and as promised. He made sure he got us the best rate we could get and had everything ready for closing. He even answered calls while on vacation, thank you Jim! Dawn (Plymouth, MA)

  • Thanks This is the third time that Jim has shepherded us through the refinancing process. He is friendly, knowledgeable, and very responsive. He always got back to us promptly when we needed help or advice. Richard W (Arlington, MA)

  • Knowledgeable & Great Service I?ve worked with Jim many times over the last 20 years. He always has insight to which loan best fits my needs. Excellent rates, great service, honesty. You won?t be disappointed. Worked with him when my credit wasn?t so good and most recently when it was better. He?s ... Tommy D (Walpole, MA)

  • Knowledgeable & Great Service I?ve worked with Jim many times over the last 20 years. He always has insight to which loan best fits my needs. Excellent rates, great service, honesty. You won?t be disappointed. Worked with him when my credit wasn?t so good and most recently when it was better. He?s ... William (Lynnfield, MA)

  • This was our second time working with Jim. On both occasions, home purchase and refinance, Jim was extremely helpful, and remained involved with us throughout the entire process. When we hit a glitch with refinancing our mortgage, due to self employment, Jim was there to help move things along. Jim ... Caitlyn (Bellingham, MA)

  • Highly Recommend Jim was recommended to us after we had been unhappy dealing with a previous lender. Working with Jim was the best decision we made. The process was very smooth, and as first time home buyers, Jim was very patient and responded to questions quickly. He was very open and up front abo... Melissa (Brookline, MA)

  • Perfect Experience Jim Schmidt provided an excellent service for us. He was timely, professional, and knowledgeable. We had an incredibly fast close and Jim pulled it off! G Johnson (1/3/2021)

  • Phenomenal experience Jim is a very helpful and attentive professional. He explained all of the options and stayed on top of the transaction from start to finish. Jim and his team were excellent! Robin (Plymouth, MA)

  • Very happy Jim has worked with us for over a year, guiding us expertly through the process. This is our first home buying process together and he is a patient teacher. Joe and Jen (Walpole, MA)

  • Great Experience working with Jim and his Team. We got our Refinancing and New home loan mortgage with Jim. Jim is really easy to talk with and has been patient with our questions, guiding us through the entire process. He was quick to respond to our queries whether by email, text or phone, even on... Riten (Lexington, MA)

  • First time home buyer Jim helped my fiance and me with the financial piece of purchasing our first home. He was very helpful during the process and made sure we knew what we were getting ourselves into! Jim was always responsive to answering our questions. He also helped us determine how much we co... Anne MArie (Shrewsbury, MA)

  • AMAZING LENDER Jim is wonderful at communication. The process was easy and I really liked having an electronic system. Jim was so good about walking us through each step and reviewing all options. In the end, we received the best options for us. It was the best process we have ever had with a lende... Lauren (Attleboro)

  • William Raveis Mortgage one of the best, if he?s not the best, they have an excellent team very knowledgeable and communicative. I strongly recommend everyone to reach out to Jim in the process of buying a home. J Touze

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