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| Our Family of Companies |
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Heidi Picard Ramsay
Sales Vice President |
Brian Kaskel
Executive Mortgage Banker |
Suzanne Lishnoff
Insurance Sales Director |
Ray CashenAttorney |
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Let me introduce you to our William Raveis Family of Services.
Our family of companies partner in delivering quality services in a one-stop-shopping environment.
Together, we integrate the most comprehensive real estate, mortgage, insurance and attorney services
available to fulfill your specific real estate needs. |
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Heidi Picard Ramsay - (860) 677-4661
Sales Vice President
As a William Raveis Real Estate Sales Associate, I offer my clients a new level of full-service real estate. I shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20 photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate & Home Services and our cutting-edge technology
To learn more about me and my credentials, visit my website on raveis.com today.
Brian Kaskel - (860) 614-8964
Executive Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 89115
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
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| | Suzanne Lishnoff - (203) 925-4542
Insurance Sales Director, William Raveis Insurance
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive, Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray Cashen - 203.925.4590
President, William Raveis Attorney Network
For homebuyers and sellers, our Attorney Network: - Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender requirements, sets up escrows and title insurance, coordinates closing documents
- Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
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Heidi Picard Ramsay
Sales Vice President
William Raveis Real Estate
Phone: (860) 677-4661
picardramsayh@raveisre.com
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751 Colebrook Rd, Colebrook, CT
$799,900 |
Brian Kaskel
Executive Mortgage Banker
William Raveis Mortgage, LLC
Phone: (860) 614-8964
kaskelb@raveisre.com
NMLS Mortgage Loan Originator ID 89115 |
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| Your William Raveis Team is pleased to assist you in financing this home |
| 5/1 Adjustable Rate Mortgage |
| Loan Amount |
$639,920 |
| Term |
360 months |
| Interest Rate |
4.000% |
| Points |
1.00% |
| Annual Percentage Rate |
3.728% |
| Monthly Tax Payment |
$1,087 |
| H/O Insurance Payment |
$92 |
| Initial Principal & Interest Pmt |
$3,055 |
| Total Monthly Payment |
$4,233 |
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| 30 Year Fixed Loan Program |
| Loan Amount |
$639,920 |
| Term |
360 months |
| Interest Rate |
5.000% |
| Points |
1.00% |
| Annual Percentage Rate |
5.116% |
| Monthly Tax Payment |
$1,087 |
| H/O Insurance Payment |
$92 |
| Principal & Interest Pmt |
$3,435 |
| Total Monthly Payment |
$4,613 |
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| 15 Year Fixed Program |
| Loan Amount |
$639,920 |
| Term |
180 months |
| Interest Rate |
4.500% |
| Points |
1.00% |
| Annual Percentage Rate |
4.696% |
| Monthly Tax Payment |
$1,087 |
| H/O Insurance Payment |
$92 |
| Principal & Interest Pmt |
$4,895 |
| Total Monthly Payment |
$6,073 |
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| William Raveis Mortgage, LLC has access to a wide spectrum of loan products from regionally and nationally recognized lenders, using in-house underwriters and funding loans in many cases. We offer pre-approvals (based upon verification of your income, credit check and property value). Our goal is to provide homebuyers with the best mortgage rates and terms available, delivered through our professional and service-oriented Executive Mortgage Bankers. Call your William Raveis Executive Mortgage Banker for your personal financial consultation and pre-approval. |
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The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.
CT Licensed 1st & 2nd Mortgage Lender/Broker 15524, 15525 - MA Licensed Mortgage Lender/Broker MC3299, MC3326 -
Licensed by the NH Banking Dept Mortgage Banker/Broker 11083MB - RI Licensed Lender/Loan Broker 20051918LL, 20051919LB -
NY Licensed Mortgage Banker—NYS Banking Department LMBC 106535
Last updated on 7/28/2010 2:19:34 PM |
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